With gas stations coast to coast, it comes as no surprise that the Chevron credit card is one of the most widely issued gas cards in America. But be warned… before you fill out an application to get your own, there are a few important things you should know.
The Interest Rate Shocker…
Chevron includes Texaco (they acquired the company in 2001) so they issue similar cards under each brand. Their ordinary cards are no affiliated with any major payment networks (like Visa, MasterCard, etc) so they can only be used for purchases at their stations. Two of them offer no rewards on fuel purchases, and the other one that does requires cardmembers to pay a $25 annual fee just to have the ability to earn cash back… not cool!
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Transferring credit card debts from one card to another looking for zero per cent deals may be over as a practice. So-called rate tarts may now be forced to repay their balance. Many customers are finding it increasingly hard to apply for new credit cards, with card providers saving their best deals for those with optimum credit records .
The news was broken by comparison site uSwitch, who found some one in 10 people had a credit card application refused over the last year. Furthermore, some 57 per cent of these failed transactions were for balance transfers .
Personal finance expert at uSwitch.com, Louise Bond, reportedly commented: “We can’t ignore the fact that the country is in economic turmoil. T Read the full post
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