Credit Cards For Less Than Perfect Credit

Taxis Now Accept Credit Cards in Arlington, VA

For quite some time taxi cabs in major cities like New York and Boston have accepted credit card payments, and now the trend has caught on in Arlington, VA – a busy tourist spot close to the nation’s capitol. About 30 percent of the Red Top cab company’s fleet were outfitted with credit card swiping equipment at the end of the summer and the entire fleet should be able to accept credit card payments before the end of November. Even more cabs in the region are expected to get their card swiping devices over the next few months.

You can also add in a top for the driver before completing your credit card transaction. But u

Read the full post

More than 100 million Americans carry a balance on their credit card from month to month, shouldering a combined $800 billion in revolving debt. While this is a short-term situation for some, credit card debt keeps piling up month after month for others.

If you’re one of the millions of Americans struggling with credit card debt, take heart. A slew of online services offer great tips and tools to pare down your debt faster. Here are CreditCardGuide.com’s picks for four of the most useful financial management Web sites.

1. ReadyFor Zero.com ReadyForZero.com bills itself as a free online financial tool that lets users track credit card debt, explore different repayment options and create an easy-to-follow plan to eliminate debt. Rea

Read the full post

Did you file your taxes early this year hoping to receive a refund in the mail pronto, only to be disappointed?

Many people filed early and were unable to receive their refunds before February due to recent tax law changes forcing the IRS to update their systems at the beginning of the year.

Maybe it’s the death of the rapid return option; I’m not sure. But I do know that I watched many of my friends and co-workers become wide-eyed with panic because they weren’t getting their refund as quickly as expected. Perhaps they had already spent their estimated tax return money with the expectation that they would receive the reimbursement early in 2011. Or ma

Read the full post

When you think about the first “big” purchases of your lifetime, a car is usually is one of them.

But, cars, like all other “big” purchases, come with a big price tag.

So, what can you do to make sure you’re getting the best bang for your buck when it comes to your wheels?

Ask yourself the following four simple questions.

1) New or Used?

If you are working with a tight budget, don’t get your heart set on a new car… and don’t get too upset about a used car either!

It is actually more logical to purchase a used car, since new cars depreciate in value within the first year. Look at cars th Read the full post

Every season, we bring you the top to-dos to get your financial life in order. The snow is starting to melt, the flowers are beginning to bloom, and your finances are ready for a rebirth. Here are the key items on your spring to-do list:

Reassess Your Budget. Deadline: March 1.

Our lives aren’t the same as they were a few months ago, so our budgets shouldn’t be, either. Go to the LV Budgeting Tool to make sure you’re sticking to your current budget, or create a new one if your lifestyle has changed.

Check Your Credit Score. Deadl

Read the full post

A change is gonna come… and if you are a renter, it could be great news for your credit report.

Experian, one of the big three credit bureaus, began including rental payment data on consumer credit reports in January, and will affect the Experian credit score and VantageScore. It’ll be a good addition to most consumers’ credit toolbox, but as with all big changes, there could be a downside.

Right now, Experian has gathered rent payment history from large property managers of approximately 8 million residents nationwide, but reporting rental data could easily become a more widespread practice amongst credit bureaus. Getti

Read the full post