Category Archives: Credit Cards

Chevron Credit Card a Scam?

With gas stations coast to coast, it comes as no surprise that the Chevron credit card is one of the most widely issued gas cards in America. But be warned… before you fill out an application to get your own, there are a few important things you should know.

The Interest Rate Shocker…

Chevron includes Texaco (they acquired the company in 2001) so they issue similar cards under each brand. Their ordinary cards are no affiliated with any major payment networks (like Visa, MasterCard, etc) so they can only be used for purchases at their stations. Two of them offer no rewards on fuel purchases, and the other one that does requires cardmembers to pay a $25 annual fee just to have the ability to earn cash back… not cool!

Read the full post

Epay Inc. now offers the first int. debit card payout service with 0 conversion fee.

Panama City, April 28, 2009 ” EPAY Inc, in cooperation with prime MasterCard issuer, has finally created the program allowing global companies to conduct payroll transfers through EPAY debit cards with NO FOREIGN EX. CONVERSION fee. This was announced recently by EPAY Inc., a Panama-based corporation engaged in financial solutions, payroll services, e-wallet services, money transfer services, e-payments processing, prepaid credit cards issuance, and other related activities.

www.epayarea.com representative said that any company worldwide can now utilize EPAY Inc. services starting from as low as $4.99 per card and make payouts to its workers, affiliates, clients etc. t

Read the full post

Visa Black Card Secrets Revealed

The Visa Black Card is the latest entrant in the prestigious credit card market category and has created a lot of buzz in the industry. Is it just another luxury card with prohibitively high annual fees? Or do the benefits of the new Visa Black Card justify its expense? Read on to find out more and how to get a Visa Black Card of your own!

To begin with, this particular card will get you noticed anytime, anywhere. The card itself is so unique that you can’t help stealing a look. The Visa Black credit card is not made from plastic like every other credit card in the market. Instead, it is made of carbon! Carrying the card itself is a unique experience. I

Read the full post

How to become a successful Mortgage Broker


Who is a Mortgage Broker?

Any person who acts as a middle man between the lender and the borrower is called broker. Where a mortgage transaction is involved he is called a mortgage broker. He helps in bridging the technical requirements of the lending institution with the requirements of a borrower.

Role of a Mortgage Broker

The role of a mortgage broker is critical in closing any loan transaction. He strives on the commission he receives on every loan transaction closed by him.

Read the full post

Buying a Home with Bad Credit

Buying a home with bad credit is relatively easy provided you manage to find a right kind of lender. With bad credit, you need to pay high interest rates. Seller financing is one of the method through which you can buy a home with bad credit. There are few sellers that are ready to finance people with bad credit so that they can buy their home. Normally it is in the form of an owner-carried mortgage and contract for sale. In this scenario, you need to make payments to the seller rather than a lender. With no involvement of lender, you are going to save plenty of money in the long run.

People with bad credit also have a lease option. Read the full post

Improving Credit Score Through A Bad Credit Auto Loan

Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.

In past your loan applications have been rejected, because of your bad credit score. A bad credit score can happen because of various reasons like default in repayments of previous loans or a county court judgment going against you. The good news for people with bad credit score is that they can improve their credit score by taking a bad credit auto loan. Since a bad credit auto loan is a collateral loan there are good chances of approval with some exploration and efforts.

Always be aware of the type of credit you hold because credit from financing companies can affect your credit score. Read the full post