credit-history

Rules for credit history improvement

If you have a low credit score (about 700), you may become in situation when you need to pay thousands more in the interest of any new credit you are allowed. Of More »

best credit card

Choosing the best credit card

A lot of companies, for example Visa and Citibank, propose reward credit cards. All cards have their own advantages and the customer must verify the characteristics of each card before selecting the More »

CreditCard1

Do you know more easier way to shop than credit cards?

We shop every day. And evidently that’s the reason of this review. For those who do not have the slightest idea until then, let me have the privilege of presenting the topic More »

credit card shopping

Credit cards provide you the convenience and quickness of shopping

A credit card is a practical resource and an excellent substitute for paper money. Instead of carrying large bundles of cash, a credit card proposal is a much better every day when More »

Self Funded Retirees To Be Negatively Impacted By Carbon Tax Says Association

July 21, 2011   Alexander Stewart   No comments

Over a quarter million retirees that are self funded will not be entitled to receive compensation that will be generated by the carbon tax according to National Seniors Australia.

Michael O’Neill who runs the organisation says that whilst the government has been very generous compensating holders of the Commonwealth Seniors Health Card, and pensioners, it has been less than stellar in sorting out those who have provided for their own future.

“The very people who have had the good fortune to provide for their own future again fall through the cracks,” Mr O’Neill told AAP.

According to Mr. O’Neill

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  Tags: Carbon Tax, Self Funded, Tax

Expert Q&A: Silencing Credit Card Sales Calls

July 20, 2011   Daniel Murphy   No comments

Dear Erica, I paid off my credit card debt, but I continue to receive RUDE solicitation calls. How do I remove myself from the source list where they are obtaining my information? Or, how long will it take for me to fall off their prospecting lists? Thanks! Ron

Dear Ron, I must say that I’m curious about the rudeness. Do the callers become irate when you say, “Thanks, but I’m not interested in another credit card?” Do they insult and swear at you? I’m not saying they don’t, just that it’s an interesting conversation to think about.

Before I explain how to stop the solicitations (there are a couple pretty simple ways), I’d like to take a moment to consider the people on the other end of the receiver. Let’s face it,

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  Tags: Calls, Credit Card

Debt settlement with Citibank

July 19, 2011   admin   No comments

I met an old friend whom I hadn’t seen for quite sometime, at the 4th of July party. After having a few beers, he told me the story of a debt settlement with Citibank. Both, he and his wife got into major credit card debt and struggle mightily for a while. Finally they managed to settle for around 28 cents on a dollar. Their credit scores were butchered in the process, but the debt settlement by itself is quite remarkable and inspiring. With so many folks literally drowning in debt, the strategy they used to settle with Citibank is something to learn from.

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  Tags: Citibank, Debt Settlement

Tips for Recent Grads Applying for First Credit Card

July 18, 2011   Daniel Murphy   No comments

Almost half of college seniors graduating this year don’t have a credit card, according to a recent Capital One survey. That’s a steep increase compared to the 22 percent of graduates from 2008 to 2010 who also didnt have a card.

There are good reasons to not get a credit card while in college. Most students don’t have a lot of money and having easy access to credit makes it all too easy to accumulate excessive credit card debt. However, students who don’t get a card while in college might find it harder to qualify for the best credit cards once they graduate – particularly if they don’t yet have a job.

This was the case for Mary, a recent college graduate and current credit card novice. “My parents

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  Tags: Card, Credit Card

Wednesday Roundup: 5 Ways to Make Traveling More Affordable

July 18, 2011   Daniel Murphy   No comments

Answer to the question: Day 16: Virginia’s and New Jersey’s unemployment continue to soar; Why aren’t the tax cuts working?

July 17, 2011   Alexander Stewart   No comments

You guys might also have this question so I’m posting it here with a good answer too. It comes from ‘Almighty Crapital’ who asks:

Why haven’t McDonald’s or Chrissie’s economic plan worked in those states?I will tell you why: Because watching the rich stuff their stolen/exploited/blood money into their mansion walls for insulation doesn’t do shiot for the economy.Economics for dummies (cons).Jo, great idea – fits my description as an R-Retard Coburn from OK dudn it?how did I know you would all whine about their predecessors? It is their economies now. Time to move on.

Answer: Where are all of those shovel ready jobs?And is the Obama admin. still claiming

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  Tags: Continue Soar, Why
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