Credit Cards For Less Than Perfect Credit

Credit Cards for No Credit History

November 24, 2008 – 11:23 am

You have turned 18 or maybe you have just walked onto the university campus when you are hit by a barrage of credit card company reps trying to butter you up for their credit card with some seriously sweet swag. While you may have a tough time turning away the free plastic cups, nifty key chains, or just the dozens of offers that flood your mailbox, using a credit card is a decision that can impact your finances until the day you die.

Let’s choose a right credit card!

There are literally hundreds of different cards that you can choose from. Some offer airline miles, while others may offer you points towards merchandise or free gasoline. One of my first credit cards was a Star Wars card which offered points towards Star Wars memorabilia and had a photo of Yoda on the card. Yes, this definitely was a card I applied for in college, and except for one major computer purchase, it has sat unused in my wallet for years.

Here are some tips towards choosing that first credit card:

1) Choose a card with a low interest rate. Read the full post

Tags: Build Credit, Credit Cards, No Credit, No Credit History

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