credit-history

Rules for credit history improvement

If you have a low credit score (about 700), you may become in situation when you need to pay thousands more in the interest of any new credit you are allowed. Of More »

best credit card

Choosing the best credit card

A lot of companies, for example Visa and Citibank, propose reward credit cards. All cards have their own advantages and the customer must verify the characteristics of each card before selecting the More »

CreditCard1

Do you know more easier way to shop than credit cards?

We shop every day. And evidently that’s the reason of this review. For those who do not have the slightest idea until then, let me have the privilege of presenting the topic More »

credit card shopping

Credit cards provide you the convenience and quickness of shopping

A credit card is a practical resource and an excellent substitute for paper money. Instead of carrying large bundles of cash, a credit card proposal is a much better every day when More »

Did You Really Think People Would Buy $225,000 College Football Tickets?

September 27, 2011   Daniel Murphy   No comments

With football season just around the corner, I’m still shaking my head at you.

I was there when it all went down. In the middle of the worst fiscal crisis in your history, the ax came down on every side. To make up for a huge budget deficit, your decision-makers imposed furloughs on great professors, ceased funding to championship athletic teams, and brought on steep tuition hikes. It was the ultimate belt-tightening. But hard choices and sacrifices are made when dealing with debt, and as a personal finance writer, I get that.

Then, it seemed like that ax turned to gold. Y

Read the full post

  Tags: Football, Football Tickets

CBA Reveals Ambitious Strategy For Wealth Management

September 27, 2011   Alexander Stewart   No comments

Australian banking major CBA has announced an ambitious plan to become an incumbent in the segment for self managed superannuation funds, after agreeing to purchase the listed financial planning network Count Financial for $373 million.

The deal was struck after the lender asked its advisers to seek out potential targets that would serve to build its wealth management offering, which currently includes Colonial First State.

The transaction has been approved unanimously by the Count Financial board independent directors.

Barry Lambert, Count Financial’s founder will pocket as much as $75 million from his 17.8 per cent stake sale, which will be sold to CBA. H

Read the full post

  Tags: Ambitious, Ambitious Strategy

Interest Rates Should Stay Low For A While

September 26, 2011   Alexander Stewart   No comments

Here’s a great article I was reading about interest rates.  Some of the best minds around suggest that interest rates should stay low until unemployment drops below 7 percent.  At the way things have been going this doesn’t look like it will happen very soon.  So if you’re thinking of buying a house or car you don’t need to rush.  Low interest rates should be here to stay for a while.

 

The Federal Reserve may need to be even more aggressive in its easing policies than it has been so far unless the economy shows significant improvement, Chicago Fed President Charles Evans told CNBC.

A jobless rate at 9.1 percent is \”consistent with recession\” while inflation is far from a worry, Evans said while defending both the central bank’s previous actions to stimulate conditions and his view that even more action along the lines of quantitative easing will be needed.

In his view, QE needs to stay in place until unemployment plunges to 7 percent or if inflation gets past 3 percent. Core inflation, wh

Read the full post

  Tags: Low, Should Stay, Should Stay Low, Stay Low

Home Prices Gradually Rising

September 22, 2011   Alexander Stewart   No comments

U.S. home prices posted a 0.8 percent gain in July, a price increase that was spread across nearly all parts of the nation.

It’s the fifth consecutive monthly gain reported by the Federal Housing Finance Agency (FHFA), which released the seasonally adjusted figures today. However, today’s report also downgraded a 0.9 percent gain initially estimated for June to a 0.7 percent gain instead.   Despite the rising trend over the spring and summer, the current figures still represent an annual decline of 3.3 percent from July 2010. On a national basis, the U.S. home price index is now at roughly the same level it was in March 2004 and is 18.4 percent down from its peak in April 2007. During the current rise, the U.S. home Read the full post

  Tags: Home Prices, Prices

States Weighing Limits on Employer Credit Checks

September 22, 2011   Daniel Murphy   No comments

Earlier this month, California became the seventh state whose legislature passed a bill that would limit employers’ ability to check the credit reports of people interviewing for jobs unless the information was vital to the job’s duties.

The bill, headed for Gov. Jerry Brown’s desk, follows similar legislation signed into law in Connecticut (in July) and Maryland (in April) and similar laws passed in previous years in Hawaii, Illinois, Oregon and Washington. At least 18 other states have introduced similar legislation, according to the National Conference of State Legislators.

The recent escalation in legislative activity on the issue comes as nationwide unemployment continues to hover above 9 percent and the U.S. pover

Read the full post

  Tags: Credit, Credit Checks

Which credit card is best for air miles?

September 20, 2011   Daniel Murphy   No comments

There are hundreds of different credit cards that offer different kinds of rewards for continued use. One of these rewards is air miles which awards you miles for every dollar you spend using their credit card. When choosing a credit card with air miles you must look at multiple features to determine which one fits your budget and also your priorities.

Some credit cards offer you bonus miles just for signing up! The Miles by Discover Card offers you 12,000 bonus miles just for signing up and give you an addition 1,000 for every month you make a purchase. These bonus miles can add up quick and get you a free plane ticket in no time. Another feature that is important is the number of miles awarded per dollar spent.

Read the full post

  Tags: Air Miles, Credit Card, Miles
Page 7 of 92« First...56789...203040...Last »