Q: I have 716 and 732 credit scores, pulled from myFICO. I have 4 small credit card balances and one very large one with Bank of America for $23,300. I am really hoping to get some debt relief from BoA and must try to settle. If I can settle, I would be able to quickly pay off the remaining credit cards. Can I request a debt relief if I have never been late with credit card payments? I do not want to stop paying to preserve my scores. Right now, I am only able to pay the minimum monthly payments, but at this rate I will never get it paid off. At the start of 2010, my salary dropped by $18,000 and I have lived from paycheck to paycheck.
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America, Debt Relief
1% or 5% cash back credit card? How about a 20% cash back card? While rumors have been buzzing for months about this card, today they were finally put to rest when the “Twenty from American Express” was revealed at a corporate press conference for the new credit card. The card will feature 20% cashback on the first $20,000 in annual purchases in a broad array of categories, including gas, groceries, travel, restaurants, mortgage payments, cosmetic surgery, and more. After that amount, the cashback will be 1%.
The Twenty from American Express will only be available to those very best credit scores (830 and above). The
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America, Back Credit, Back Credit Card, Credit Card