If you have bad credit, getting a credit card is difficult, but not always impossible. Once you get your finances under control, your goal is to build your way to a regular credit card issued by a bank. There are several ways to do this, from applying for a card from a small retailer or gasoline company to getting a secured credit card.
Is Having a Credit Card a Good Idea?
Before you try to get a new credit card, be honest about whether you will use it wisely. Credit cards can be dangerous to your financial well-being if you use them to buy things you cannot afford. Read the full post
Bad credit, Bad Credit History, Build Credit, Get a Card, No Credit, Rebuild Credit
You have turned 18 or maybe you have just walked onto the university campus when you are hit by a barrage of credit card company reps trying to butter you up for their credit card with some seriously sweet swag. While you may have a tough time turning away the free plastic cups, nifty key chains, or just the dozens of offers that flood your mailbox, using a credit card is a decision that can impact your finances until the day you die.
Let’s choose a right credit card!
There are literally hundreds of different cards that you can choose from. Some offer airline miles, while others may offer you points towards merchandise or free gasoline. Read the full post
Build Credit, Credit Cards, No Credit, No Credit History