There are hundreds of different credit cards that offer different kinds of rewards for continued use. One of these rewards is air miles which awards you miles for every dollar you spend using their credit card. When choosing a credit card with air miles you must look at multiple features to determine which one fits your budget and also your priorities.
Some credit cards offer you bonus miles just for signing up! The Miles by Discover Card offers you 12,000 bonus miles just for signing up and give you an addition 1,000 for every month you make a purchase. These bonus miles can add up quick and get you a free plane ticket in no time. Another feature that is important is the number of miles awarded per dollar spent.
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Air Miles, Credit Card, Miles
Dear Erica, I paid off my credit card debt, but I continue to receive RUDE solicitation calls. How do I remove myself from the source list where they are obtaining my information? Or, how long will it take for me to fall off their prospecting lists? Thanks! Ron
Dear Ron, I must say that I’m curious about the rudeness. Do the callers become irate when you say, “Thanks, but I’m not interested in another credit card?” Do they insult and swear at you? I’m not saying they don’t, just that it’s an interesting conversation to think about.
Before I explain how to stop the solicitations (there are a couple pretty simple ways), I’d like to take a moment to consider the people on the other end of the receiver. Let’s face it,
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Calls, Credit Card
Almost half of college seniors graduating this year don’t have a credit card, according to a recent Capital One survey. That’s a steep increase compared to the 22 percent of graduates from 2008 to 2010 who also didnt have a card.
There are good reasons to not get a credit card while in college. Most students don’t have a lot of money and having easy access to credit makes it all too easy to accumulate excessive credit card debt. However, students who don’t get a card while in college might find it harder to qualify for the best credit cards once they graduate – particularly if they don’t yet have a job.
This was the case for Mary, a recent college graduate and current credit card novice. “My parents
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Card, Credit Card
How well you are protected from credit card fraud may depend on which credit card you carry in your wallet, according to a recent study by Javelin Strategy and Research.
The June 2011 study found that while most banks have excellent strategies in place for taking care of fraud once it occurs, most programs are less adept at preventing fraud in the first place.
“Prevention is the granddaddy of all fraud protection, but it is also the hardest thing to do,” says Phillip Blank, Managing Director for Security, Risk and Fraud at Javelin. “But the reality is that prevention has the biggest payback. It pr
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Credit Card, Fraud
Dear Erica, I have a credit card judgment from 09 for $2,000. I do not work or have any assets of my own. Everything is in my husbands name: car, house and bank account. Since all the furniture was paid for by my husband, could a debt collector have a sheriff come for the furniture to pay on my debt? My husbands name was not on the judgment. We live in New Jersey. Mary
Dear Mary, So let me get this straight: You’ve been sued for a debt, you and your husband have some assets and you’re afraid that the company that won a monetary judgment might be able to collect what’s due. Before getting into the legality of what the judgment creditor can do to force the matter, I’d like to cover how you can pay. This wa
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Card, Credit Card
A credit card that pays new cardholders $300 just for spending $1,500 within six months may sound like the credit card version of a Brooklyn Bridge fire sale, but think again.
Credit cards featuring lucrative cash bonus offers are becoming increasingly common, according to a new study by Mintel Comperemedia.
In the first four months of this year, a full 23 percent of credit card offers came with a cash bonus offer, the study found, compared to just 1 percent of offers in the same period of 2007. In addition, almost six out of ten credit card offers featured some kind of additional promotional offer, such as bonus points, gift cards, extra miles or cash-back rewards.
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Card, Credit Card