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	<title>Credit Cards For Less Than Perfect Credit &#187; Credit Card</title>
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	<link>http://bestbadcreditcards.info</link>
	<description>Search, Compare and Apply For Your Credit Card!</description>
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		<item>
		<title>Can I settle with credit card company with no late payments?</title>
		<link>http://bestbadcreditcards.info/credit-cards/bad-credit/can-i-settle-with-credit-card-company-with-no-late-payments</link>
		<comments>http://bestbadcreditcards.info/credit-cards/bad-credit/can-i-settle-with-credit-card-company-with-no-late-payments#comments</comments>
		<pubDate>Sat, 05 May 2012 05:44:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad credit]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

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		<description><![CDATA[Q: Pulled credit scores through myFICO, and I have 752 and 779. I have 5 relatively small credit card balances, all under $1,000, and one large one for $17,800. I want to settle with credit card company for around $3,000. If they accept this offer, I would be able to quickly pay off the remaining]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Credit Card Act of 2009 In Review (Part 1)</title>
		<link>http://bestbadcreditcards.info/credit-cards-articles/credit-card-act-of-2009-in-review-part-1</link>
		<comments>http://bestbadcreditcards.info/credit-cards-articles/credit-card-act-of-2009-in-review-part-1#comments</comments>
		<pubDate>Thu, 29 Mar 2012 07:51:28 +0000</pubDate>
		<dc:creator>Daniel Murphy</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[2009]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://bestbadcreditcards.info/credit-cards-articles/credit-card-act-of-2009-in-review-part-1</guid>
		<description><![CDATA[The Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 represents what is arguably the biggest attempt in history to overhaul credit card industry regulations. President Obama signed the Credit Card Act in May of 2009. At that time some of the rules went into immediate effect, others kicked in three months later, and]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Which credit card is best for air miles?</title>
		<link>http://bestbadcreditcards.info/credit-cards-articles/which-credit-card-is-best-for-air-miles</link>
		<comments>http://bestbadcreditcards.info/credit-cards-articles/which-credit-card-is-best-for-air-miles#comments</comments>
		<pubDate>Tue, 20 Sep 2011 23:19:30 +0000</pubDate>
		<dc:creator>Daniel Murphy</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Air Miles]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Miles]]></category>

		<guid isPermaLink="false">http://bestbadcreditcards.info/credit-cards-articles/which-credit-card-is-best-for-air-miles</guid>
		<description><![CDATA[There are hundreds of different credit cards that offer different kinds of rewards for continued use. One of these rewards is air miles which awards you miles for every dollar you spend using their credit card. When choosing a credit card with air miles you must look at multiple features to determine which one fits]]></description>
		<wfw:commentRss>http://bestbadcreditcards.info/credit-cards-articles/which-credit-card-is-best-for-air-miles/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Expert Q&amp;A: Silencing Credit Card Sales Calls</title>
		<link>http://bestbadcreditcards.info/credit-cards-articles/expert-qa-silencing-credit-card-sales-calls</link>
		<comments>http://bestbadcreditcards.info/credit-cards-articles/expert-qa-silencing-credit-card-sales-calls#comments</comments>
		<pubDate>Wed, 20 Jul 2011 21:01:59 +0000</pubDate>
		<dc:creator>Daniel Murphy</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Calls]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://bestbadcreditcards.info/credit-cards-articles/expert-qa-silencing-credit-card-sales-calls</guid>
		<description><![CDATA[Dear Erica, I paid off my credit card debt, but I continue to receive RUDE solicitation calls. How do I remove myself from the source list where they are obtaining my information? Or, how long will it take for me to fall off their prospecting lists? Thanks! Ron Dear Ron, I must say that I’m]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips for Recent Grads Applying for First Credit Card</title>
		<link>http://bestbadcreditcards.info/credit-cards-articles/tips-for-recent-grads-applying-for-first-credit-card</link>
		<comments>http://bestbadcreditcards.info/credit-cards-articles/tips-for-recent-grads-applying-for-first-credit-card#comments</comments>
		<pubDate>Mon, 18 Jul 2011 22:00:52 +0000</pubDate>
		<dc:creator>Daniel Murphy</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://bestbadcreditcards.info/credit-cards-articles/tips-for-recent-grads-applying-for-first-credit-card</guid>
		<description><![CDATA[Almost half of college seniors graduating this year don’t have a credit card, according to a recent Capital One survey. That’s a steep increase compared to the 22 percent of graduates from 2008 to 2010 who also didnt have a card. There are good reasons to not get a credit card while in college. Most]]></description>
		<wfw:commentRss>http://bestbadcreditcards.info/credit-cards-articles/tips-for-recent-grads-applying-for-first-credit-card/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Study: Credit Card Issuers&#8217; Fraud Protection Programs Vary</title>
		<link>http://bestbadcreditcards.info/credit-cards-articles/study-credit-card-issuers-fraud-protection-programs-vary</link>
		<comments>http://bestbadcreditcards.info/credit-cards-articles/study-credit-card-issuers-fraud-protection-programs-vary#comments</comments>
		<pubDate>Thu, 14 Jul 2011 18:30:06 +0000</pubDate>
		<dc:creator>Daniel Murphy</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Fraud]]></category>

		<guid isPermaLink="false">http://bestbadcreditcards.info/credit-cards-articles/study-credit-card-issuers-fraud-protection-programs-vary</guid>
		<description><![CDATA[How well you are protected from credit card fraud may depend on which credit card you carry in your wallet, according to a recent study by Javelin Strategy and Research. The June 2011 study found that while most banks have excellent strategies in place for taking care of fraud once it occurs, most programs are]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Expert Q&amp;A: Love and Credit Card Judgments</title>
		<link>http://bestbadcreditcards.info/credit-cards-articles/expert-qa-love-and-credit-card-judgments</link>
		<comments>http://bestbadcreditcards.info/credit-cards-articles/expert-qa-love-and-credit-card-judgments#comments</comments>
		<pubDate>Fri, 01 Jul 2011 09:19:06 +0000</pubDate>
		<dc:creator>Daniel Murphy</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://bestbadcreditcards.info/credit-cards-articles/expert-qa-love-and-credit-card-judgments</guid>
		<description><![CDATA[Dear Erica, I have a credit card judgment from 09 for $2,000. I do not work or have any assets of my own. Everything is in my husbands name: car, house and bank account. Since all the furniture was paid for by my husband, could a debt collector have a sheriff come for the furniture]]></description>
		<wfw:commentRss>http://bestbadcreditcards.info/credit-cards-articles/expert-qa-love-and-credit-card-judgments/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cash Bonus Offers Sweeten New Credit Card Deals</title>
		<link>http://bestbadcreditcards.info/credit-cards-articles/cash-bonus-offers-sweeten-new-credit-card-deals</link>
		<comments>http://bestbadcreditcards.info/credit-cards-articles/cash-bonus-offers-sweeten-new-credit-card-deals#comments</comments>
		<pubDate>Thu, 23 Jun 2011 16:31:25 +0000</pubDate>
		<dc:creator>Daniel Murphy</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://bestbadcreditcards.info/credit-cards-articles/cash-bonus-offers-sweeten-new-credit-card-deals</guid>
		<description><![CDATA[A credit card that pays new cardholders $300 just for spending $1,500 within six months may sound like the credit card version of a Brooklyn Bridge fire sale, but think again. Credit cards featuring lucrative cash bonus offers are becoming increasingly common, according to a new study by Mintel Comperemedia. In the first four months]]></description>
		<wfw:commentRss>http://bestbadcreditcards.info/credit-cards-articles/cash-bonus-offers-sweeten-new-credit-card-deals/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>36,000 Credit Card Numbers Stolen in Orlando</title>
		<link>http://bestbadcreditcards.info/credit-cards-articles/36000-credit-card-numbers-stolen-in-orlando</link>
		<comments>http://bestbadcreditcards.info/credit-cards-articles/36000-credit-card-numbers-stolen-in-orlando#comments</comments>
		<pubDate>Thu, 23 Jun 2011 08:34:03 +0000</pubDate>
		<dc:creator>Daniel Murphy</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Orlando]]></category>

		<guid isPermaLink="false">http://bestbadcreditcards.info/credit-cards-articles/36000-credit-card-numbers-stolen-in-orlando</guid>
		<description><![CDATA[Police in Orlando suggest that if you bought gasoline with a credit card in Orlando within the past couple of years, you may want to check your credit card statement closely or call your credit card issuer to make sure you were not a victim of fraud. They recently busted a major credit card theft]]></description>
		<wfw:commentRss>http://bestbadcreditcards.info/credit-cards-articles/36000-credit-card-numbers-stolen-in-orlando/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Non-Payments Hit a Record Low</title>
		<link>http://bestbadcreditcards.info/credit-cards-articles/credit-card-non-payments-hit-a-record-low</link>
		<comments>http://bestbadcreditcards.info/credit-cards-articles/credit-card-non-payments-hit-a-record-low#comments</comments>
		<pubDate>Wed, 01 Jun 2011 08:21:50 +0000</pubDate>
		<dc:creator>Daniel Murphy</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Low]]></category>

		<guid isPermaLink="false">http://bestbadcreditcards.info/credit-cards-articles/credit-card-non-payments-hit-a-record-low</guid>
		<description><![CDATA[The Sacramento Bee newspaper reported in early May that according to the major credit rating agency Moody’s, defaults on credit card payments are about to hit their lowest level in 20 years. Credit card defaults will reach a 20-year low by next year, Moodys Investors Service said Monday, as card issuers remain choosier in their]]></description>
		<wfw:commentRss>http://bestbadcreditcards.info/credit-cards-articles/credit-card-non-payments-hit-a-record-low/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Advent of Huge Bonus Miles Credit Card Programs</title>
		<link>http://bestbadcreditcards.info/credit-cards-articles/the-advent-of-huge-bonus-miles-credit-card-programs</link>
		<comments>http://bestbadcreditcards.info/credit-cards-articles/the-advent-of-huge-bonus-miles-credit-card-programs#comments</comments>
		<pubDate>Sat, 23 Apr 2011 20:51:28 +0000</pubDate>
		<dc:creator>Daniel Murphy</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Card Programs]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Programs]]></category>
		<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://bestbadcreditcards.info/credit-cards-articles/the-advent-of-huge-bonus-miles-credit-card-programs</guid>
		<description><![CDATA[The Advent of Huge Bonus Miles Credit Card Programs Credit card companies fight tooth and nail to get each other’s loyal customers, and when the competition heats up it is always good for the cardholder. The most dramatic example of this kind of war to win customers in recent history happened this spring, when innovative]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Federal Reserve Clarifies Rules to Project Credit Card Consumers</title>
		<link>http://bestbadcreditcards.info/credit-cards-articles/the-federal-reserve-clarifies-rules-to-project-credit-card-consumers</link>
		<comments>http://bestbadcreditcards.info/credit-cards-articles/the-federal-reserve-clarifies-rules-to-project-credit-card-consumers#comments</comments>
		<pubDate>Mon, 18 Apr 2011 22:26:34 +0000</pubDate>
		<dc:creator>Daniel Murphy</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Card Consumers]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Consumers]]></category>

		<guid isPermaLink="false">http://bestbadcreditcards.info/credit-cards-articles/the-federal-reserve-clarifies-rules-to-project-credit-card-consumers</guid>
		<description><![CDATA[The Federal Reserve Clarifies Rules to Project Credit Card Consumers The Fed recently clarified its rules regarding credit card company promotional or “teaser” rates, requiring that card companies cannot increase a cardholder’s promotional interest rate unless and until the customer is at least 60 days delinquent on their payments. These promo rates are used primarily]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>4 CyberTools to Help You Zap Credit Card Debt</title>
		<link>http://bestbadcreditcards.info/credit-cards-articles/4-cybertools-to-help-you-zap-credit-card-debt</link>
		<comments>http://bestbadcreditcards.info/credit-cards-articles/4-cybertools-to-help-you-zap-credit-card-debt#comments</comments>
		<pubDate>Fri, 11 Mar 2011 13:17:07 +0000</pubDate>
		<dc:creator>Daniel Murphy</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://bestbadcreditcards.info/credit-cards-articles/4-cybertools-to-help-you-zap-credit-card-debt</guid>
		<description><![CDATA[More than 100 million Americans carry a balance on their credit card from month to month, shouldering a combined $800 billion in revolving debt. While this is a short-term situation for some, credit card debt keeps piling up month after month for others. If you’re one of the millions of Americans struggling with credit card]]></description>
		<wfw:commentRss>http://bestbadcreditcards.info/credit-cards-articles/4-cybertools-to-help-you-zap-credit-card-debt/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A College Student’s Tips On Your First Credit Card</title>
		<link>http://bestbadcreditcards.info/credit-cards-articles/a-college-student%e2%80%99s-tips-on-your-first-credit-card</link>
		<comments>http://bestbadcreditcards.info/credit-cards-articles/a-college-student%e2%80%99s-tips-on-your-first-credit-card#comments</comments>
		<pubDate>Fri, 11 Feb 2011 07:14:57 +0000</pubDate>
		<dc:creator>Daniel Murphy</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://bestbadcreditcards.info/credit-cards-articles/a-college-student%e2%80%99s-tips-on-your-first-credit-card</guid>
		<description><![CDATA[Credit card language is scary for the first-time cardholders like me. Principal? Fixed Rate of Interest? Default rate? Oh my! Yet these mysterious terms can be mastered and the average young person, like myself, can become a king or queen of credit! Or at the very least, new-to-credit consumers and college students need to be]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How to answer a credit card debt summons</title>
		<link>http://bestbadcreditcards.info/credit-cards/bad-credit/how-to-answer-a-credit-card-debt-summons</link>
		<comments>http://bestbadcreditcards.info/credit-cards/bad-credit/how-to-answer-a-credit-card-debt-summons#comments</comments>
		<pubDate>Mon, 31 Jan 2011 14:01:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad credit]]></category>
		<category><![CDATA[Card Debt]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Summons]]></category>

		<guid isPermaLink="false">http://bestbadcreditcards.info/credit-cards/bad-credit/how-to-answer-a-credit-card-debt-summons</guid>
		<description><![CDATA[This is all I hear, summons there and summons here. Unlike the house which you can still walk away from in most cases, with severely damaged credit history, delinquent credit card debt will more than often damage your paycheck and liquid assets. If you are gainfully employed, lenders lawyers or debt collectors will eventually summon]]></description>
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		<slash:comments>0</slash:comments>
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