Debt is one if the biggest worries for many people today. Most of you who have bad credit know what it feels like and the difficulty one has to endure with bad credit. Even when your credit situation seems hopeless and there are no quick and easy ways to fix it, you can still find other ways to rebuild your score and get your life back on track. Just use these 6 easy credit repair secrets creditors and credit repair companies may not want you to know about – the secret’s out!
1. Request a copy of your credit report
The first step to fixing your poor credit is to get a copy of your credit report from the three major credit bureaus; Equifax, Experian and TransUnion. Go
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Credit, Credit Repair
Q. I’m doing some credit repair on my credit report in anticipation of buying a house. I noticed an account I don’t recognize on my credit report from American Express. This account is reporting me 30 days late 2 times in the last 2 years. I sent a letter to American Express and asked them for the records on the account listed on my reports. They sent me back this:
We are writing to confirm we received your recent inquiry. Unfortunately, we are not able to find your account in our systems, so we need more information from you to assist you with this request. We need your Social Security Number to process this request.
Do I send them this information? I g
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Credit Repair, Repair