Tag Archives: Purchases

Safer Ways to Make Online Purchases

If you’re a bit worried about making online purchases with your credit card – and let’s face it, who isn’t? – don’t despair. There are a number of steps you can take to make sure your next purchase is a bit safer.

The sheer number of online security breaches and sophisticated computer hackers has left many consumers weary about making online purchases. Although the only way to ensure safety from online hackers is to completely eliminate making online purchases, there are a few things you can do to greatly reduce the chances that you will become the next victim of online credit card theft:

  • Ask your bank if you are able to create a “disposable” credit card number.  Consider ShopSafe, through Bank of America, for example. If you have a Ba

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Using Self-Directed IRAs for Investment Real Estate Purchases

Using Self-Directed IRAs for Investment Real Estate Purchases

Self-Directed real estate IRAs have been around since 1974, but many investors are unaware of this option. Investments with a Real Estate IRA are fully permissible under the Employee Retirement Income Security Act of 1974 (ERISA), which modified rules to allow investors to diversify their holdings to include non-traditional investments, including real estate. Real estate has been permitted to be held inside IRA retirement accounts since that date, yet the means to do that — the Self-Directed IRA — remains one of the least known and unheralded investment vehicles in the vast financial marketplace.

In this article, we will focus strictly on real estate investments, which might include raw land, houses, condos, commercial properties, mortgage notes, options, tax liens or deeds and deeds of trust.

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